Archive for the ‘mortgage’ Category

What type of mortgage do I need to buy a house to renovate in UK?

Friday, February 3rd, 2012

asked: I am planning to buy a 2nd house, it needs some modernization which I plan to do over about 6 months, then put it back on the market. I do not plan to live in the house whilst i do it up. Please could someone tell me what ...

How do I look up mortgage information in the public records office?

Thursday, February 2nd, 2012

asked: I would like to go to the public records office and find specific mortgage information. For example, what type of mortgage someone has.Wire Closet Organizers

Can I sell a house without paying off mortgage?

Monday, January 30th, 2012

asked: I am planning to sell my extra house, for which I am paying a mortgage (15 more years to go). The mortgage rate is really low. Can I sell the house without paying off the mortgage (i.e. can I take the mortgage as a low-interest loan), e.g. for ...

Is a mortgage incurred jointly before the marriage considered a marital debt in a divorce?

Monday, January 30th, 2012

asked: We bought a house, signed a mortgage jointly, before we got married. Is this a marital debt, and how would this be likely to be resolved in a divorce (in Ohio)?PVC Plumbing Fittings

What documents do I need to apply for mortgage restructure from my bank?

Sunday, January 29th, 2012

EdC asked: I am in the process of preparing to take advantage of the $400B home owner rescue package that will be signed by President soon. I need to apply to my mortgage company for restructure of my mortgage to lower my payments. What documents do I need to prepare? ...

How can I convince my mortgage lender to lower my interest rate?

Thursday, January 26th, 2012

tradejewel asked: My mortgage will go to adjustable soon and what can you tell your lender so the interest stays the same? I have a 3/1 arm.Wood Fireplace Inserts

Can my mortgage company take life insurance money I received as beneficiary?

Thursday, January 26th, 2012

asked: I have a house I need to get out from under. I may foreclose on it. Or, do a deed in lieu of a foreclosure. I want to file hardship due to the loss of my brother, whose income I depended on to pay for the house. My ...

How much money is comfortable after paying the mortgage and bills?

Thursday, January 26th, 2012

Mark - asked: My mortgage broker offered me 45% of gross income. I calculated that after paying mortgage and all bills I'd be left with 5K spare cash a month to spend. I have no idea is this is reasonable and am interested to hear how much money folks feel comfortable having ...

How do I structure a mortgage to pay it off quickly?

Monday, January 23rd, 2012

analyst asked: I am about to buy a mortgage for a property. Does anyone have any tips for me about how to structure it correctly from the beginning so I pay it off as quickly as possible. Thanks in advance for your answer.Scented Floating Candles

Can I get a mortgage on an investment home after purchase?

Monday, January 9th, 2012

Bob S asked: I'm looking at purchasing an investment home, and it is a short sale which specifies a cash transaction. I plan to pay cash for the property. I would like to have a mortgage on the property to use the cash for other purchases. Is it possible to get ...