Archive for November, 2007

How 2 solve for potential amount of credit available for home equity loan?

Friday, November 30th, 2007

Richardsbabygirl asked: Here is the problem: Ramon owns a home that was appraised for $132,600. The balance remaining on his existing mortgage is $43,260. Ramon's credit union is willing to loan an amount up to 70% of the appraised value of a home. Based on this information, what is the ...

What is a sub-prime rate loans? Are they a good loan to get for a house?

Thursday, November 29th, 2007

J.R. M asked: I'm not familure with this sub-prime mess that is going on with mortages these days. Can someone explain this to me? Thanks.Catherine

Should I get a home equity loan to pay off back taxes?

Thursday, November 29th, 2007

devin066 asked: I need to pay off about $30,000 in back taxes. Is it better to take out a home equity loan, cash in stock, or borrow or liquidate a 401K?Bessie

Sub-prime Debt – Who’s to Blame?

Thursday, November 29th, 2007

Andy Adams asked: When people get themselves into a financial fix it’s normally through credit card debts or failing to meet mortgage repayments, either way they tend to become desperate and search for money through any means be it loans or in moments of blind panic – more credit cards. If ...

Sub Prime Mortgage Lenders - How To Get Approved Online

Wednesday, November 28th, 2007

Carrie Reeder asked: Sub prime mortgage lenders process applications online everyday. Processing information over the internet speeds up the process and saves costs on offices and personal. In some cases, you can get a reduction in fees or rates by completing your application online. To get approved on your mortgage, ...

Counseling and Hope for Sub Prime Mortgage Holders

Tuesday, November 27th, 2007

Calum MacKenzie asked: You may think that holders of a sub prime mortgage need more than just counseling - true! But there is a new program out which includes counseling as part of its scheme to help distressed borrowers. The counseling is intended to help people to hold onto their homes ...

A good parasite allows the host to live, are sub-prime lenders good parasites?

Tuesday, November 27th, 2007

Duncan w ™ ® asked: The 'body-american' has been infected with many parasitic corporations over the years (Enron comes immediately to mind) and the advent of sub-prime lenders is just the latest chapter in this saga. In biology, a successful parasite allows the host to live so that it might ...

US Sub-prime Mortgage Jitters Affecting the UK Stock Market

Sunday, November 25th, 2007

Andrew Regan asked: Sub-prime mortgage lenders in the USA are struggling to survive and their demise is impacting significantly on the world's financial markets. In London, the FTSE has undergone a series of significant drops, suffering the biggest fall for seven years in one day alone on Friday, 10th August, ...

The Sub-prime Boondoggle – How to Get Past it

Sunday, November 25th, 2007

Dewey Kearney asked: I can remember in the late 1960’s the aerospace company that I worked for in Pasadena California decided to move to the Orange County area, about 60 miles from their current location. I wanted to go with the company to make a new start in a new ...

Can anyone please tell me how Basel II effects sub prime lending and the recent crisis?

Sunday, November 25th, 2007

Annette W asked: Can someone please tell me how sub prime lending and the recent crisis was effected by the implementation of Basel II thanksRick