Archive for January, 2009

What is a Home Equity Refinance?

Saturday, January 31st, 2009

Andrew Bicknell asked: When it comes time to do a home equity refinance there are several terms that you should be familiar with. Many people do not understand how a home equity loan works or even what home equity is. There are two basic types of loans you can get ...

Four Great Tips To Secure A Home Equity Mortgage

Wednesday, January 28th, 2009

Julian Lim asked: Here are 4 easy tips to help you secure this kind of mortgage. All you have to do is implement the same. Reading through these tips will certainly make things a lot simpler and easy to understand. Look For Lower Rates While looking for a home equity mortgage, it ...

When getting a home equity loan does the bank or credit union do an appraisal on your property?

Tuesday, January 27th, 2009

z400wood asked: When getting a home equity loan does the bank or credit union do an appraisal on your property?Katherine

Secured Home Equity Loan Gives Debt A Good Name

Saturday, January 24th, 2009

Rony Walker asked: We know debt is bad. We know it could take us forever to pay off interest. But we make quick purchases to keep up with the Joneses, anyway. We go on a shopping spree because something looked good on TV, or simply to reward ourselves for getting ...

Can my wife take a home equity loan for personal use on a jointly owned home without my consent?

Friday, January 23rd, 2009

Paul D asked: My wife earns more money than me. The home loan is in her name but the home title is in our joint names. Can she take a home equity loan without my consent?Stanley

Should you use a different lending company when applying for a home equity loan?

Friday, January 23rd, 2009

stephanie s asked: We are going to apply for a home equity loan so we can put a pool in.Should we apply with our current mortgage company or someone new. Does it matter?Jessie

How does home equity loan qualification works if you have bad credit? ?

Thursday, January 22nd, 2009

smiling_chicka asked: My credit isn't perfect and I want to get a home equity loan. What are the qualifications? What lenders look at if you have bad credit? How can i increase the chances of getting one, without waiting for credit to go up? Would appreciate if you can answers ...

Financing Options On Home Equity Loans Are Affordable

Thursday, January 22nd, 2009

MIKE SELVON asked: Home equity loans can be a wonderful resource for homeowners who need to get their hands on cash for an emergency or for a big purchase. These loans open the door for borrowers with equity to be able to take out a loan either in the form ...

How long do you have to own a house before you can get a home equity loan?

Wednesday, January 21st, 2009

zoe1594 asked: My husband and I are in the process of buying our first home. We got a great deal on the house at 1/2 the appraised value. How long do we have to own the house before we can take out a home equity loan on the home. We ...

Release Your Home Equity and Relax

Friday, January 16th, 2009

Melissa Kellett asked: If you are in desperately need of cash and you can not get approved for unsecured loans due to your bad credit history, you needn’t get depressed or despair. Home equity loans can provide you with all the financing you need at very reasonable rates and with ...